If you are looking for a simple and hassle-free way to open an IDFC First Bank account online, this guide is for you. Whether you need a zero balance account or a regular savings account, IDFC First Bank allows you to open one from the comfort of your home. Follow this step-by-step guide to complete your account opening process easily.
1. Benefits of Opening an IDFC First Bank Account Online
- Zero Balance Account Option – No need to maintain a minimum balance.
- Instant Account Opening – Complete the process in just a few minutes.
- High-Interest Rates – Earn competitive interest on your savings.
- Free Debit Card & Internet Banking – Get easy access to banking services.
- UPI & Mobile Banking – Make transactions quickly using mobile apps.
2. Documents Required for IDFC First Bank Account Opening
To open an IDFC First Bank account online, keep the following documents ready:
- Aadhaar Card (Linked with mobile number)
- PAN Card
- Mobile Number (For OTP verification)
- Email ID
- Selfie Photo (For identity verification)
3. How to Open IDFC First Bank Account Online – Step by Step
Follow these simple steps to open your account online:
Step 1: Visit the Official Website
Go to the IDFC First Bank website: https://www.idfcfirstbank.com
Step 2: Choose ‘Open a Savings Account’
On the homepage, click on ‘Open a Savings Account’ option.
Step 3: Enter Your Mobile Number
- Enter your mobile number linked with Aadhaar.
- You will receive an OTP (One-Time Password) for verification.
Step 4: Provide Aadhaar & PAN Details
- Enter your Aadhaar number for KYC verification.
- Enter your PAN card details.
Step 5: Fill Personal Details
- Full Name
- Date of Birth
- Address (as per Aadhaar)
- Email ID
Step 6: Choose Account Type
Select the type of account:
- Zero Balance Account (No minimum balance required)
- Regular Savings Account (With minimum balance requirement)
Step 7: Complete Video KYC
- A bank representative will verify your details through a Video KYC call.
- Keep your PAN Card and Aadhaar ready for verification.
Step 8: Set Up Internet Banking & UPI
- Once approved, create your Internet Banking ID.
- Download the IDFC First Bank Mobile App to start transactions.
🎉 Your account is now active! You can start using it for transactions, deposits, and UPI payments.
4. IDFC First Bank Zero Balance Account – Features & Benefits
If you choose the Zero Balance Savings Account, here’s what you get:
- No Minimum Balance Requirement
- Free Digital Debit Card
- Unlimited Online Transactions
- Instant UPI & Mobile Banking Access
- Up to 7% Interest Rate on Savings
5. FAQs – Frequently Asked Questions
Q1: Can I open an IDFC First Bank account online?
Yes, you can open an account online using Aadhaar-based e-KYC.
Q2: Is it possible to open an IDFC First Bank account without visiting the branch?
Yes, the entire process is online. You only need to complete Video KYC.
Q3: How much time does it take to open an IDFC First Bank account online?
It takes around 10-15 minutes if you have all the documents ready.
Q4: Can I open a zero balance account with IDFC First Bank?
Yes, IDFC First Bank offers a zero balance account with all digital banking features.
Conclusion
Opening an IDFC First Bank account online is simple and quick. You just need your Aadhaar, PAN card, and a mobile number to get started. Follow the step-by-step process mentioned above and enjoy hassle-free digital banking with IDFC First Bank.
💡 Tip: If you need a zero balance account, choose the IDFC First Bank Digital Savings Account while applying.
🚀 Start your online banking journey today! Apply Now
